Several health plans sold through the health insurance marketplace may really overlapped with Medicaid coverage. The Association for Community Affiliated Plans (ACAP) released a study that shows about 40% of issuers offering the Qualified Health Plans through the health insurance marketplace also offer Medicaid managed care coverage in the similar state, according to a company press release.
The study discovered that 137 out of 335 issuers had health plans that overlapped with Medicaid managed care coverage. While this may be true, the study also discovered that various individuals despite living in states with overlapping coverage would still be unable to access health plans that are present both through the health insurance marketplace and the Medicaid program.
This type of overlapping issuers could make coverage simpler for low-income families and individuals whose eligibility may change from Medicaid coverage to tax subsidies offered through the health insurance marketplace. Small deviations in income even on a short-term basis could bring few families from gaining the tax subsidies for insurance offered through the exchanges to Medicaid coverage.
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